Check your car insurance policy—Do you have medical payments coverage? Medical payments coverage is coverage a driver in Virginia can purchase which can be used to pay her medical bills in the event she is injured in a motor vehicle collision.
A driver can submit her medical bills to her insurance company and request payment in the amount of the bills related to treatment for injuries she sustained in the collision. An injured driver’s use of her medical payments coverage does not affect her ability to recover from the negligent driver who injured her. In other words, she is entitled to recover from both. In addition, her insurance company cannot raise her premiums just because she received money from her medical payments coverage.
Understanding how medical payments coverage works, and to maximize your recovery, it is a good idea to obtain the assistance of a good lawyer. Please call our Virginia personal injury lawyers at Chaikin, Sherman, Cammarata & Siegel, P.C. it you believe you were a victim of negligence. The initial consultation is always free, and you do not pay a fee unless we recover money on your behalf.